Welcome to Hektner-Lybeck-Erickson Insurance!

Safeguarding our neighbors of Fargo.

 

The Hektner-Lybeck-Erickson Insurance Team is committed to providing clients with the highest quality insurance plans available combined with some of the lowest rates available in tri state area. Whether you’re shopping for auto insurance, home insurance, commercial insurance, farm or crop insurance, health, or life insurance, we can help get you the best coverage available with some of  the lowest rates possible.

 

At Hektner-Lybeck-Erickson Insurance , our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.

Auto Insurance

We know finding the right Auto coverage can be overwhelming. Our experienced agents will narrow down your options and get you the lowest rate.

Home Insurance

Whether you Rent or Own, make sure your home and belongings are protected. Let us help you find the right protection with a rate you can afford.

Business Insurance

We'll shop multiple companies to find you the best combination of price and coverage, and clearly explain the options so you can make the best decision.

Life Insurance

Having the right Life Insurance is a very important decision for you and your family. Our experts will help you choose the right coverage to make sure your family is protected.

How can we help you today?

Let the Hektner-Lybeck-Erickson Insurance team help you find the right coverage for your insurance needs.

We specialize in the following North Dakota Insurance Services:

Our experts will shop your insurance needs to find the most affordable coverage available.

Auto Insurance

Life Insurance

Business Insurance

Renters Insurance

Home Insurance

Flood Insurance

What our clients are saying

  • They have been the team to go to for over 50 years. 👏👏👏👏

    Bonnie Wiltse Avatar Bonnie Wiltse
    October 16, 2025

    My family has been working with HLE for over 20 years. Highly recommend!

    Katelyn K Avatar Katelyn K
    December 11, 2024

    Highly recommend! Bryce is amazing there. I can't say enough good things about him. He really cares and goes the extra mile for his clients. In my 30 years of driving I've never had an agent like Bryce!! Anytime I need something or have a question he is so quick to respond or find the answer. Great customer service!+

    Sandra Vigen Avatar Sandra Vigen
    November 1, 2024
  • Jeff has made everything auto insurance so smooth! He walked me through all needed information in a detailed, yet understandable, manner, and gave examples of every potential situation to ensure a greater understanding. I didn’t leave feeling overwhelmed or confused - I felt confident and secure!

    jessi french Avatar jessi french
    April 10, 2024

    Jeff has helped my dad for quite a few years and now that my husband and I got married we get all our insurance needs from him as well. He always takes the time to explain things to you and is always there if you have any questions. Would highly recommend!!

    Sarah Kounovsky Avatar Sarah Kounovsky
    January 23, 2024

    My father has been working with Jeff for many years now when it came to choosing where my fiancé and I would purchase insurance for our first home it wasn’t even a question. Jeff was amazing at going line by line explaining what our policy covers and what we need. It felt like we were part of his family.

    Allison Moore Avatar Allison Moore
    May 24, 2023
  • Great service!

    Benjamin Ankrum Avatar Benjamin Ankrum
    February 16, 2023

    They are always going above and beyond to ensure that I get the best deal while making sure I am getting the coverage that I am needing.

    Rachell Peterson Avatar Rachell Peterson
    October 18, 2022

    Excellent service and support! Been getting insurance through them for years now and haven't had any issues. Also very fast to respond and answer any requests I've had.

    Erik Wapman Avatar Erik Wapman
    July 31, 2022
  • Absolutely love working with Jeff. He answers every question I have thoroughly.

    Adam Meehl Avatar Adam Meehl
    June 17, 2022

    Great service

    Otis Klein Matthewz Avatar Otis Klein Matthewz
    September 12, 2020

    All the employees in this office have gone above and beyond for me. One in particular is Melinda. From accidents to getting a new car her response time has been amazing and she is always smiling. She has always helped me get the best value on all of my insurances. I have moved out of state and still continue to use they guys!!!

    Tonya Fliflet Avatar Tonya Fliflet
    May 6, 2020